Like a lot of people, what I make at my job isn’t quite enough to cover my bills every month like my rent, my phone bill, and the rest of my monthly expenses. I’ve tried everything to make it work: budgeting, working on the weekends at a store (which was totally exhausting by the way), mostly eating Ramen noodles to save money, you name it, I’ve tried it (and let me say on the record that only eating Ramen sucks).
Well, I kept searching, and that’s when I learned I could make a little bit of money right on my phone, wherever I happen to be. It’s been a game-changer and set me on the hunt to find all of the ways that I could make money right on my phone.
Here are the best options I’ve found, and how I use them to bring in a little extra cash every month. It’s made all of the difference for me, and now I’m never stuck right before payday with nothing in my bank account — otherwise known as the worst feeling ever.
1. I Play Mobile Games To Pay My Bills
Getting paid to play mobile games sounds like a dream for most people – Mistplay makes that dream my reality.
Mistplay is a game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more. I use them to pay my groceries and sometimes even my rent!
Just download the app, choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! As a game lover, it’s a simple idea that can result in a big payday.
2. Every Time I Grocery Shop, I Earn Cash Thanks To This App
I say it all of the time that groceries are one of my biggest budget killers, which is why I swear by Ibotta to earn cash back when grocery shopping at stores like Walmart or Whole Foods.
I scan my grocery store receipts and Ibotta instantly pays me cash back based on my purchases. I recently go 75 cents for buying milk, $5 for Stella Artois, and $1 for my favorite pasta.
Perk: You can get up to $20 for free in welcome bonuses when you join. I’m all about this one..
3. I Make Passive Income By Investing With A Few Bucks
I’d been wanting to start investing forever since dividends are a great way to passively earn extra cash. But knowing where to start investing is hard.
A friend suggested I start investing in the legal cannabis industry. It’s an industry that is projected to blow up in the next few years with retail sales expected to hit $10 billion this year and $24.5 billion in 2021 per Fortune*
With the micro-investing app Stash you can start investing with as little as $5. It only took me two minutes to sign up and Stash has a curated selection of 200 plus stocks and Exchange Traded Funds to choose from. They’ve made it incredibly easy to get started — including with investing options in the legal cannabis industry.
They’re even giving everyone $5 to sign-up now and get started!
4. When I Have Time, I Earn Cash Taking Surveys Right On My Phone
I’ve tried a lot of different paid surveys online to make some extra cash and the best option I’ve found is Opinion Outpost. I can take easy online survey for the brands I use all of the time. When I’m bored, eating lunch, or just hanging around, I use Opinion Outpost to make some extra cash.
Opinion Outpost, in particular, is really awesome because you can get paid super quickly thanks to the low cashout threshold. If I’m needing a little bit of cash in a pinch, this is my go-to.
5. I Turn My Receipts Into Cash
Most people (myself included) just throw away receipts when they get them. That’s a big mistake, though. Huge. That’s because Fetch Rewards turns your receipts into gift cards.
I’m serious. All you have to do to get free gift card for shopping is to use Fetch Rewards, no coupon clipping or barcode scanning needed.
Here’s how it works: Snap a picture of your receipts and the app for comb through it for participating products. It will then award you points for any it finds — without you having to do any work. It’s that easy.
Once you’ve earned 3,000 points, you can start redeeming them for free gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, Sephora, and Nordstrom.
Sign up today and use code TMMLOVESYOU to get 2,000 bonus points immediately when you upload your first receipt. This is free money, people!
6. I Make Sure To Earn Cash Back On Everything I Buy (And I Mean Everything)
Once I started earning cash back on a few things, I made it my mission to earn cash back on literallyeverything I buy. I found Drop which allows me to earn points to put towards gift cards for practically everything I buy on a debit or credit card.
Every store you can imagine is eligible for points — I’m talking Sephora, Aerie, Zara, Whole Foods — all of the stores I shop at the most.
I earn points automatically because I’ve linked my debit card, so I don’t even need to think about it.
I trade in my points for free gift cards to places like Starbucks or Amazon, which is basically cash in my mind. This has meant more money is freed up in my monthly budget.
Use the promo code MoneyManual to cash in on 1,000 points right now.
7. Grow Your Money Without Paying Investment Fees
Looking to start investing but don’t know where to turn to for help without having to cough up some serious cash? Well, look no further. Robinhood, the fee-free investment platform, is totally changing how people are investing.
Not only does this app provide you with the educational resources and tools you need to manage your investment portfolio on your own (which will save you a ton of money, trust us!), download the app today and you’ll also get unlimited commission-free trading for stocks and exchange-traded funds (ETFs). This is rare people! And the perks don’t stop there.
Unlike traditional investment account services that require you to deposit hundreds into your account, there is no account minimum for Robinhood, so you can start investing by putting down as little or as much money as you want.
8. Protect Your Hard Earned Money From Identity Thieves
According to the Identity Theft Resource Center, in 2018 alone nearly 16.7 million fell victim to identity theft. Every card charge, new credit application, service registration, lost wallet and even doctor’s visit opens you up to identity theft.
When identity thieves get a hold of your personal information, they can wreak havoc on your personal finances, harm your credit and more. It is possible to recover from identity theft within a couple of months, but if you don’t act fast enough the damage that’s done could take years to fix, or you may even never fully recover.
Sign up for IdentityIQ and you’ll get world-class identity theft protection and insurance — up to $1 million of coverage for you and your family. This service will run daily checks on your personally identifiable information (PII) and provide fast alerts for any suspicious activity made using it. If you become a victim of theft, you’ll have the full weight of IdentityIQ’s team of experts to restore your identity and put you back on the right track.
For extra protection, IdentityIQ also offers comprehensive credit monitoring, with access to your credit score from one or all three major credit bureaus — Equifax, Experian and TransUnion.
Sign up today to get a 7-day free trial for the price of $1. After that, only pay $29.99/month.
In today’s world where you use your personal information to sign up for just about anything and everything is hackable, this kind of protection isn’t something you want to pass up.