We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip – needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
1. Mypoints – Do This Every Day From Your Couch To Make Easy Cash
There aren’t many ways that you can earn extra cash from your couch, but Mypoints is one of them.
Big brands want consumers to watch short movie trailers or commercials and give their feedback. They pay MyPoints, which then recruits people like us to give their feedback for actual cash.
That’s right, you can sit back on the couch and MyPoints will pay you. They also offer paid surveys which you can do while you are watching your favorite guilty pleasure TV shows.
A few tips for making the most cash via MyPoints:
- Simply sign-up and MyPoints will give you a $10 welcome bonus.
- Get a $5 bonus after taking your first five surveys.
- Stick with it, and MyPoints will start feeding you higher and higher paid activities (they pay up to $50 for surveys)!
Get started with your first survey right now and start earning!
2. Mistplay (Android Only) – Get Paid To Play Games
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
3. Ibotta – Turn Your Shopping Receipt Into Cash
Some weeks are tougher on your wallet than others and on those days, you have to consider every purchase carefully. Even buying groceries can be a strain. We have just the thing to help: Ibotta, which pays you every time you shop.
With Ibotta, getting rewards is as easy as taking a picture of your receipt. The app will scan your shopping receipt for deals and then instantly apply cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
Just look at all the cash back people are getting:
Want to count those cash back dollars as you shop? No problem. A new Ibotta feature allows you to shop and pay right through the app so you can see how much money you’re getting back on each item.
To help you get started, Ibotta is offering up to a massive $20 in free welcome offers for new users! This one is essential.
4. Paribus – Find Hidden Cash In Your Inbox
All of those emails you have that are receipts of things you bought online? They might be worth actual gift cards or cash thanks to Paribus.
That’s because once you sign-up for Paribus, it will scan your email for your shopping receipts and monitor for price drops on the things you have bought.
If Paribus detects that there has been a price decrease on something you’ve bought, it will file a price adjustment claim on your behalf so you can recoup the difference.
It’s completely free to use and could make you hundreds – there’s no reason to not give it a shot!
5. Opinion Outpost
Let’s get straight to the point – you want to know the best way to get free gift cards and cash quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s 100% free to sign up, there’s no reason to not to give it a shot.
6. Credible – See How Much Debt Consolidation Can Save You
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see how much debt consolidation could save you, check out Credible. Credible lets you search all the top online consolidation and refinancing options for free. The best part? It is completely free to use. No gimmicks, no hidden fees.
Get your real pre-qualified rates in two minutes then apply for the loan with the best terms for you directly via Credible.
Credible offers personal loans ranging from $1,000 to $100,000, with APRs starting at 4.99%. People with a credit score of 660 or above get much better rates.
7. Stash – Start Investing With $5 And Earn Passive Income
Investment dividends are a great way to passively earn extra cash. But knowing where to start investing can be hard.
With the micro-investing app Stash you can start investing with as little as $5. They’ve made it incredibly easy for anyone to start investing by offering a curated selection of 200 plus stocks and Exchange Traded Funds. Those ETFs and stocks pay dividends meaning you make money while you sleep! It only takes two minutes to sign up!
8. Chime – Open A Free Savings Account
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining an online-only bank like Chime which offers 100% fee-free banking.
Here’s what makes Chime the perfect savings account for people with a side hustle:
- It’s 100% fee-free – open a Chime account now and never get another overdraft fee again
- Automatic savings – automatically round up your transactions to the nearest dollar and get difference added to your savings Account
- Get paid two days early – get paid via direct deposit and you’ll get your paycheck before your coworkers.
Open your free account today and see why Chime is one of the fastest-growing bank accounts in America.
9. Truebill – Lower All Your Bills Almost Instantly
One of the easiest (and worst) ways to waste money is to lose track of where it’s going. With more and more bills becoming automatic charges, staying on top of them can be really hard.
Enter Truebill, an app that organizes all of the bills you’re paying for in one place so you can see exactly where your money is being spent. The app does this by analyzing your spending patterns when you link a bank account or credit/debit card. If you see a subscription you’re don’t need anymore, don’t really use or just straight up didn’t know you were paying for (yeah, all those free trials expire people) you can cancel them directly through Truebill with the click of a button.
Truebill saved this one user a ton of money:
10. Swagbucks – Take High Paying Surveys Online
There are a lot of different ways to earn money and gift cards via Swagbucks.
They don’t send activities like surveys that frequently, but when they do, they have high-paying surveys. If you want to earn cash via Paypal or gift cards to pay for your monthly expenses but don’t want to dedicate too much time to do it, this is your best option.
Another big bonus of this option: Swagbucks offers a $10 free welcome bonus when you sign-up.
11. Fiona – For When You Need Money in A Pinch
Getting blindsided by an unexpected expense like a medical emergency or car repairs can really put a strain on your finances. When your emergency fund can’t cover it all, Fiona can help you get the money you need quickly.
Just take two minutes to answer a couple of questions about yourself and what you need the loan for and almost instantly you’ll get a list of personalized rates from thoroughly vetted lenders. To make the whole loan rate comparison and application process easier and more straightforward. Apply for the loan with the best terms for you directly via Fiona.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
12. InboxDollars – Earn Cash Doing REALLY Easy Stuff Online
We’re big fans of anything that can help us make money fast without disrupting our already busy lives. That’s why we absolutely love InboxDollars. This app pays you in cash and gift cards for watching TV and playing mobile games. We’re not pranking you, we promise. This app is the real deal and has already paid out $56 million in rewards to users.
InboxDollars partners with big companies like Netflix and Walmart who will pay to hear your opinion on their content. The best part about this app is that you can earn money doing these fun and easy tasks whenever you have a moment to spare. And you can earn even more by taking high-paying surveys.
Pro tip: To really boost your earning potential, we recommend doing activities an hour at a time to get fed the highest-paid tasks .
Sign up for InboxDollars today and you’ll even get a $5 bonus to start you off.
Bonus. Fetch Rewards – Turn Your Receipt Into Rewards
Most people (myself included) just throw away receipts when they get them. That’s a big mistake, though. Huge. That’s because Fetch Rewards turns your receipts into gift cards.
We aren’t b.s.-ing you don’t worry. All you have to do to get free gift card for shopping is to use Fetch Rewards, no coupon clipping or barcode scanning needed.
Here’s how it works: Snap a picture of your receipts and the app for comb through it for participating products. It will then award you points for any it finds — without you having to do any work. It’s that easy.
Once you’ve earned 3,000 points, you can start redeeming them for free gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, Sephora, and Nordstrom.
Sign up today and use code TMMLOVESYOU to get 2,000 bonus points immediately when you upload your first receipt. This is free money, people!