No matter your level of adulting, there’s an invisible line that should be avoided. And that’s the “move-back-in-with-your-parents-cause-you’re-outta-money” line.
For real though, you don’t want to resort to that.
Even if you have the best relationship in the world with them, it’s not your own space.
They probably also have a knack for saying stuff that really riles you up, or is that just my own immigrant parents? (“Don’t eat so late, you’re gonna get fat,” “You’re throwing this away? Why? I’ll save it for later.”)
So to avoid that situation altogether, let’s make rent. Regularly.
Of course, you’ll still need a full-time job on your own. But to give you some extra cushion though, you can check out these simple ways to make rent.
1. Some Bathroom Money Making: Get Paid for Playing Free Digital Scratch-Offs While You’re Just…Sitting There
Don’t bother going to the liquor store to buy physical scratchers (they get expensive too).
Instead, play digital scratchers for free on Lucktastic. Even in the bathroom.
There are a ton of different scratchers you can play, and you can earn both cash and tokens.
Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!
When you want to redeem your earnings, you can choose from:
- Amazon gift cards
- CVS gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Visa gift cards
Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.
Average savings in a month: $18.58
What it could add up to in a year: $223
Additional Earnings: Cash prizes up to $1M
2. Supplement Some Rent by Getting Paid to Try New Games. Every Gamer’s Dream.
Who would’ve thought you can play games to make some money for rent?
All you need is Mistplay, a game platform app where you play new games to earn points which you can then redeem for gift cards like VISA, PlayStation Network, XBOX Live, Amazon and more.
The Mistplay “mixlist” will show all the available free games that you can play to earn points. The longer you play (it’ll track the time), the more you can earn!
ProTips: Turn off Power Save mode when using Mistplay to ensure that all your play time gets tracked and look out for games that have points multipliers to earn even more points!
BONUS: You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!
3. Save $610 on Car Insurance So You Can Better Afford Rent
You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.
That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.
However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.
It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.
EverQuote can save drivers up to $610* a year on average compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.
It’s a pretty simple process, so try it out to see how much you could be saving on the road!
Average savings in a month: $50.83
What it could add up to in a year: $610
4. Extremely Passive Income – Just Leave This App On & Get Paid
Panel App is a loyalty incentive app that will give you points just by leaving the app running in the background. This is passive income at it’s best.
Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to school, work, gym, walk your dog, wherever.
After testing it we think it’s a great (lazy) app that rewards you for doing almost nothing. If you’re still skeptical, know this:
- You don’t have to complete offers
- You don’t have to watch ads
- You don’t have to buy anything
- You don’t have to do anything but leave the app running
We snagged a $5 Amazon gift card via email after a few weeks of just leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.
Overall, a solid choice for earning a bit of money to add to your rent for literally just leaving the app running on your phone!
TIP: When you’re a new member, it’ll ask you if you want to keep the app running in the background. Just tap “Yes” to continue getting paid!
5. Free Gift Cards Just for Going Shopping? Yes, please. (Up to $302/Yr)
Go on your normal grocery shopping trips. Scan your receipt after. Get points towards gift cards.
No extra fuss. No digital coupons to pre-select or specific stores to go to.
It’s perfect for the lazy but smart saver.
And it’s called Fetch Rewards, an app where you can scan ANY grocery receipt to get rewards.
Scan receipts from supermarkets, neighborhood corner shops, wholesale clubs, drugstores, convenience stores, and even liquor stores. Unlike other apps, you’re not restricted to specific stores. As long as your receipt has any of the thousands of participating products, you’ll earn points to redeem for gift cards.
You can start redeeming points for rewards with as little as 3,000 points ($3). Grab a 2,000 points bonus ($2!) when you enter this referral code: REWARD before you scan your first receipt.
Welcome bonus: $2
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: $2 per referral
6. Make 2.12% Interest On Your Money with This Fee-Free Banking App
Traditional banks seem to take every opportunity they can to squeeze more money out of you. With everything from a monthly service fee to various hidden fees nibbling away at your account balance. Enter Varo which was founded to provide a fee-free banking service2.
Yep, Varo has no monthly service fees, no foreign transaction fees, and no ATM withdrawal fees. On top of having no fees, Varo lets you make more money on your money.
Varo provides a high-yield savings account that starts at 2.12% Annual Percentage Yield (APY)1 that can move up to 2.80% APY1 based on qualifying activity. To put this into perspective, the average APY of the 5 biggest national banks is 0.09%.*
Varo has a few sweet extra features too:
- Get your paycheck up to 2 days earlier4 (super helpful for rent!)
- No minimum balance requirement
- Over 55,000+ AllPoint® ATMs worldwide to use your Varo Visa® debit card
- Offers personal loans to pre-qualified customers who want to consolidate debt
- Varo will send any paper check to anyone in the U.S. on your behalf
- Varo Personal Forecast tracks your spending to manage your cash flow
- “Save the Change” rounds up your purchases to the nearest dollar and saves the difference to your Varo savings account
If you’re sick of being charged banking fees and want to make more out of your money, check out Varo. It takes less than 5 minutes to learn more and apply for free.
7. Most People Forget They Have a Recurring Subscription. Are You Losing Money Too? (Save up to $720/Yr)
They say that 84% of people forget they have a recurring subscription still charging them. In this case, auto-pay isn’t so great.
When you download Truebill, the money management app will display all your current subscriptions (in 2 minutes or less) so you can see it all in one place. Then you can decide which to cancel, and the app will do it for you! Even that pesky gym membership that’s typically so hard to get out of.
8. You Gotta Eat! Get Up to $240 Cash Back in Grocery Savings
Did you know that it’s 325% more expensive to eat out versus eating at home*? Maybe it’s time to make more trips to the grocery store instead.
You’ll be aware of all the ingredients in your meal, in addition, you’ll get paid just for shopping!
It’s simple. All you have to do is take a picture of your grocery receipt and Ibotta will pay you cash.
Here’s how it works:
Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!
Some offers we found:
- 25 cents back on any item
- $3 – $5 back on various wine
- $2 back on KIND Protein Bars
- 25 cents – $4 back on ice cream
- $2 back on Herbal Essence Haircare
Popular stores are Walmart and Target, but Ibotta also works at restaurants, online shopping sites, and at the bar! On average, active Ibotta users save up to $240 a year or more that can go back to your rent.
Welcome Bonus: Up to $20
Average savings a month: $20
What it could add up to in a year: $240
Additional Referral Earnings: $5 per referral
9. Instead of Fake Pennies, Get Real Gift Cards and Cash for Your Thoughts
You’ll freely give your opinion but it’s icing on the cake if you get paid for it. Here are some of our favorite and legitimate survey sites that pay you for your time, so you can put it to good use for your rent.
Inbox Dollars – Binge on their TV and Videos section that includes Trending News, Entertainment, Food, Health, Tech, and even the latest World News to earn some cash. You’ll also get $5 as a sign-up bonus too!
They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing something else if you’re multi-tasking!
Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!
10. Make Money Driving Your Car – Here’s What it Takes
If at any point in your life, you used Uber and thought, “hey, maybe I can do this driving gig too” but didn’t research, you should read this because we’ll break it down for you.
You’ll also need to complete certain qualifications to start driving but they’re fairly simple and common-sense.
Minimum Driver-Partner qualifications include:
- Be 21 years or older
- Have at least 1 year of licensed driving experience in the U.S. (3 years if under 23 years old)
- Have a valid U.S. driver’s license (of course)
- Can show proof of vehicle registration and insurance
- Complete a background check after sign-up
- Be insured
- Have 4 doors
- Can seat at least 4 passengers (driver not included)
(Other requirements exist and requirements vary by location)
Pretty logical, right? You’ll also be able to set your own schedule and work when you want.
However, the most important question you might be thinking is: “How much money can I really make though?”
The answer really depends on the city you live in, the demand, and how much you want to work as well as managing your time. Sign up to drive with Uber.
Uber Driver-Partners can register for Instant Pay with a debit card and get paid anytime up to 5x a day!
11. Play Games & Boost Your Savings at the Same Time. Win-Win.
Saving money isn’t a fun game of life but it can be with Long Game Savings.
While traditional banks are shelling out low-interest rates (I got 5 cents this year? Gee, thanks), there’s a way to up your savings game without dedicating too much time.
When you download Long Game Savings, a personal finance app that mixes fun games and saving actual money, you’ll get chances to play daily.
Daily games = daily chances to win cash.
After setting up your savings account and completing missions, you’ll get access to even more free games to win cash!
Don’t worry, it’s safe. Your money is FDIC-insured up to $250,000 and you’re free to withdraw money at any time.
BONUS: When you sign up, you’ll get 300 welcome coins but for a limited time, enter this promo code on us: 4XDR2Y in your profile after installation.
That will net you an EXTRA 1,000 Coins! You’ll have to enter the code within a week of signing up so don’t miss out! It’s like you’re getting paid to save and it only takes less than a minute of your day to play.
12. Upload a Service Provider Bill & Get a Free $10 to Spend at Starbucks
Go ahead and hang up the phone. Escape the hours of on hold music.
If you hate dealing with service provider reps, then let BillBargain handle it all for you. Their team of experts knows all the tricks to get the best prices available on your bill negotiation.
Just upload a current bill from your cable, wireless, internet, or home phone provider, and BillBargain will get to work on your behalf to negotiate it down (and will keep doing so regularly).
BONUS: For a limited time, you’ll also get a free $10 to spend at Starbucks just by uploading a bill. Skipping caffeine? You can also choose Walmart or Chipotle to get a gift card from!
On average, BillBargain saves its customers $300 on their current service plans (sometimes with free upgrades!), so see how much they can save you and also grab a free $10.
If there are no savings, there’s no charge. If successful, they’ll just take 40% of the annual savings and you’ll still come out ahead. Upload a bill, and see how much you could save. Since it’s completely free to try, why not?
13. $500+ Savings in this Simple Coupon App. Check it Before Your Next Shopping Trip
“Oh it’s ok, I don’t need any more money.” – said no one ever.
If you don’t already have a folder on your phone dedicated to cash back apps, it’s probably a good idea to start one. And then you can add the Coupons.com app to it.
Founded 20 years ago, it’s the OG digital coupons company where people could clip the coupons online and then print them all at once. It was the easiest way to coupon.
Now they’ve streamlined the process even more with the Coupons.com app. Basically, there are 100s of coupons with over $500 savings you can use every day for shopping on your favorite brands like Starbucks, Pepsi, Crest, Tide, etc and at your preferred stores.
There are 3 ways to use the app:
- Use the Load-to-Card feature where you can clip digital coupons to load them onto your store’s loyalty card at over 35 retailers (your savings will automatically apply at checkout)
- Get cash back when you take a picture of your receipt and upload it onto the app
- Print coupons from the app and use them at checkout
Cash Back is great for stores that don’t have loyalty cards like Target, Walmart, and warehouse clubs. Typically, you’ll get cash back within 48 hours of uploading your receipt and there’s no minimum to cash out to your PayPal! You can redeem after each trip if you want instead of waiting for a specific amount.
Who doesn’t love to save money? That’s why I use the super cool, super easy-to-use free coupon app called Coupons.com – Jen Hallak from The Overwhelmed Mommy
And she’s right, who doesn’t love to save money?
So go and add this app to your collection because there’s no such thing as saving too much.
BONUS: Get Paid in Gift Cards if You’re Chill with Lock Screen Ads
The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.
With S’more you get paid every day you unlock your phone. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards!
They partner up with brands looking for more impressions (aka your eyeballs) and you don’t need to click on anything to get paid either.
S’mores pays in gift cards so you can redeem for:
- AMC Theaters
- Best Buy
- Domino’s Pizza
- Starbucks and more!
Just use your phone normally, and your earnings will apply daily. Pretty much the easiest thing to do.
*325% more expensive eating out vs home source: Investment Zen
*EverQuote’s individual savings, if any, and premiums will vary by customer. Savings amount based on countrywide survey of users from Nov 2018 to Apr 2019 who reported old and new premiums.
*Paribus compensates us when you sign up for Paribus using the links we provided.